Car Refinance, LLC (“Car Refinance”) is not acting as a lender, bank, credit union or finance company (collectively, “Lender”) related to this request for a loan/finance offer for automobile financing, refinancing and/or purchase (each, a “Financing”). Car Refinance service facilitates a consumer’s request for loan/finance offers process through select Lenders and affiliated Credit Sources (“Credit Source”). When you complete an Offer Form, in order to submit the Offer Form, you will authorize and consent for Car Refinance to share your information with these select Lenders and Credit Sources. A current list of Lenders and Credit Sources to which your information may be requested by emailing us at [email protected]
HOW THE PROCESS WORKS
Car Refinance does not make extensions of credit to consumers. Car Refinance works with a select group of lending partners, such as banks, credit unions, finance companies and auto dealerships (the “Lenders”) that offer loans and other types of financing to consumers (the “Financing”). Car Refinance collects certain information from each consumer through this web site (the “Web Site”) to pre-qualify such consumers with one or more Lenders. If Car Refinance cannot pre-qualify you at all, Car Refinance will let you know through the Web Site. This does not mean that you are approved for credit by any of those Lenders. Those Lenders will then process your offer form on their own and if qualified the lender will let you know.
Car Refinance also makes certain information about you available to other third parties so that they may be able to assist you in purchasing an auto and financing from other lenders or auto dealers (the “Credit Source”).
Car Refinance does not endorse or recommend the products or potential offers of any particular Lender or Credit Source. You should rely on your own judgment in deciding which available credit offer, product, terms and Lender, will best suit your needs and financial means.
The Lender and each Credit Source is solely responsible for its services to you, and you agree that Car Refinance shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that we, the Lenders and any Credit Source may keep your information and any other information provided directly by you or obtained from a third party. You agree to notify any particular Lender or Credit Source directly if you no longer want to receive their communications and/or emails.
For California residence, personal information you provide to us is collected pursuant to the Gramm-Leach-Bliley Act (“GLBA”) and the California Financial Information Act (“CFIA”), not the California Consumer Privacy Act (“CCPA”).
Cost and or Fees: Car Refinance does not charge you a fee for the services that we provide. Car Refinance does receive a marketing fee and in certain cases lead fees as compensation from the Lenders and/or Credit Sources and/or providers for the goods and services provided by Car Refinance, and such compensation varies by product.
Consent to Communications:
By providing your telephone number(s) in the Contact Form, you consent to be contacted for marketing and business purposes. You understand and agree that Car Refinance and its service providers may use prerecorded/artificial voice messages, text messages, email, and/or automatic telephone dialing systems, even if the contact results in a charge to you. You further understand and agree that you are not required to provide this consent as a condition of purchasing any products or service from Car Refinance and its lenders. You acknowledge receiving, have had an opportunity to read and agree to this e Consent to Communications. If you do not provide consent, we may not be able to call or text you in the most efficient manner.
Consent to Share with World Acceptance:
You consent to have Car Refinance share your loan details, including application status and loan structure, with its lenders and or trusted partners.
Agree to the Accuracy of Information Provide:
You certify and agree that all information you provide is accurate and complete and that any additional information you provide will be accurate and complete information.
Consent to Obtain Your Credit Report:
You authorize Car Refinance and its lenders or trusted partners to obtain your credit report in connection with your interest in obtaining financing (“credit inquiry”). This credit check will be a “soft inquiry” and will not affect your credit score.
Last updated 5/07/2021